Terms & Conditions
Last updated: April 30, 2026
These Terms and Conditions ("Terms") govern your use of the website at kingdom-proc.com (the "Site") and any services provided by Kingdom Processing LLC ("we", "us", "our"). By using the Site or engaging our services, you agree to these Terms. If you do not agree, do not use the Site or our services.
About Our Services
Kingdom Processing LLC provides third-party mortgage loan processing services to independent mortgage brokers and loan officers. We are not a lender, we do not originate loans, we do not make credit decisions, and we do not provide legal, tax, or financial advice. All lending decisions are made solely by the lenders involved in each loan transaction.
Eligibility
You must be at least 18 years old and able to enter into legally binding agreements to use our services. By using the Site, you represent that you meet these requirements.
Use of the Site
You agree to use the Site lawfully and not to:
- Use the Site or any of our communication channels (including SMS) for unlawful, fraudulent, or harmful purposes
- Submit false, inaccurate, or misleading information
- Attempt to interfere with the Site's operation or security
- Reverse engineer, copy, or republish any part of the Site without permission
SMS Communications
By providing your phone number and explicitly opting in via the SMS consent checkbox on our contact form, you consent to receive SMS messages from Kingdom Processing related to your loan or inquiry. Message and data rates may apply. Reply STOP to opt out at any time, or reply HELP for assistance. See our Privacy Policy for full details.
Intellectual Property
All content on the Site — including text, graphics, logos, images, and the Kingdom Processing name — is the property of Kingdom Processing LLC or its licensors and is protected by copyright and trademark law. You may not reproduce, distribute, or use any content without our prior written consent.
Third-Party Services and Links
The Site may contain links to or integrate with third-party services (e.g., calendar booking, chat, hosting providers). We are not responsible for the content, policies, or practices of those third parties. Your use of any third-party service is governed by that party's terms.
Disclaimer of Warranties
The Site and all services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee any specific outcome from our processing services — loan approval and closing decisions remain with the lender.
Limitation of Liability
To the fullest extent permitted by law, Kingdom Processing LLC will not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues, arising from your use of the Site or our services. Our total liability for any claim arising from these Terms or our services will not exceed the fees you have paid us in the prior twelve (12) months.
Indemnification
You agree to indemnify and hold Kingdom Processing LLC harmless from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms, your misuse of the Site, or your violation of any law or third-party right.
Governing Law
These Terms are governed by the laws of the State of Maine, without regard to conflict-of-law principles. Any disputes arising from these Terms or the use of our services will be resolved in the courts located in the State of Maine.
Changes to These Terms
We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Contact Us
Questions about these Terms:
Kingdom Processing LLC
Email: keith@kingdom-proc.com
Web: kingdom-proc.com