Third-Party Mortgage Processing for Brokers

Close more loans.
Without the processing headache.

Faith-driven processing. Built on trust, integrity, and care.

Independent brokers in FL, ME, and MI hand us their files and get them back closed — with every loan touched within 24 hours, every email answered within 3, and a partner who keeps borrowers informed so you don't have to.

See Service Tiers

Licensed in Florida · Maine · Michigan

65
YTD Families Served
LIVE
16
Avg Closings / Month
LIVE
24hr
File Touch SLA
3hr
Email Response SLA
Loan Types: Conventional FHA VA USDA Non-QM Hard Money Arive LOS
Service Tiers

Three Ways to Work Together

Pick the level of support your brokerage needs. From soup-to-nuts processing to focused condition-clearing — we've got a tier that fits.

Platinum
Full service — disclosures to balancing
  • Initial disclosures & redisclosures
  • Submission review & pre-underwrite
  • Direct client contact & updates
  • All third-party orders
  • Document management within 24 hours
  • UW condition clearing
  • CD balancing & closing coordination
  • Final package balancing
Gold
Initial approval through closing
  • Full file management from initial loan approval to closing
  • UW condition clearing
  • CD balancing
  • Closing coordination
  • Submission & pre-underwrite
  • Initial disclosures
Silver
Condition clearing only
  • Condition clearing from initial approval to CTC
  • UW condition coordination
  • Borrower follow-up on outstanding items
  • Title & third-party document chase
  • Submission review
  • Pre-underwriting
  • CD balancing

Pricing scales with the tier. Book a 15-minute call and we'll walk you through what fits your volume and workflow.

How We Work

The Things Other Processors Don't Do

It's not the loan steps that set us apart — every processor does the steps. It's the cadence, the comms, and the standards we hold ourselves to.

📊

Loan Status Updates 3×/Week

You and your team get a full pipeline update every Monday, Wednesday, and Friday morning. No surprises, no chasing.

📞

Borrower Touchpoint Every 48 Hours

We touch every borrower at least every other day with status, outstanding items, and what's next. Your clients feel taken care of.

⚡

24-Hour File Touch SLA

Every file in our pipeline gets eyes on it within 24 hours of submission or new docs. Conditions don't sit, files don't stall.

✉️

3-Hour Email Response

During business hours, all emails get a response within three hours. Weekends and after-hours we'll get back the next morning.

📋

Full Disclosure Handling

Initial disclosures, redisclosures, and CD balancing — included in our Platinum and Gold tiers so you don't have to think about them.

✦

Faith-Driven Standards

We treat every loan like it's our reputation on the line — because it is. Servant-leadership, plain talk, integrity in every email.

Licensed States

Currently Serving

More states coming soon.

🌴 Florida
🌲 Maine
〽️ Michigan
Keith Swistock
Keith Swistock
President & CEO
About the Founder

Built on Experience.
Driven by Purpose.

Keith Swistock brings over 7 years of mortgage industry expertise — including 4+ years as an underwriter at United Wholesale Mortgage, where he was promoted to Team Lead within 12 months.

After serving as VP of Operations leading third-party processing teams, Keith founded Kingdom Processing on a simple belief: great processing is about more than paperwork — it's about people.

🏦
4+ Years at United Wholesale MortgageUnderwriter promoted to Team Lead within 12 months
📈
VP of Operations ExperienceLed third-party processing teams at scale
🤝
Servant-Leadership PhilosophyEvery client relationship built on trust and integrity
Broker Stories

What Our Partners Say

⭐ ⭐ ⭐ ⭐ ⭐
"Keith truly transformed my experience as a loan officer."

Meeting Keith has been one of the most valuable moments in my mortgage career. Beyond his genuine care for both clients and partners, his firsthand experience working directly for lenders sets him apart. He brings a deep understanding of the process and consistently advocates for clients with confidence and integrity.

Since bringing Keith onto my team, I've seen a measurable increase in my production year over year. His reliability, expertise, and commitment make a meaningful difference in every transaction.

I say this often, and I mean it wholeheartedly — I genuinely could not run my business at the level I do without him.

Haley McGovern
Broker/Owner · The Lender Lady · ME
⭐ ⭐ ⭐ ⭐ ⭐
🤝 "Choosing Kingdom Processing isn't a decision you overthink — it's the obvious one."

Over the past three years, Keith has become an integral part of how I run my business — not just as a processor, but as someone I genuinely trust on every file that comes across my desk.

What sets Keith apart is a rare combination of honesty, work ethic, and accountability. His understanding of mortgage guidelines isn't surface level. He's hands-on with every file, thinking through scenarios, catching details early, and making sure nothing slips through the cracks.

His communication is consistent and high-level. I'm never left wondering where a file stands. Keith keeps me informed every step of the way, which allows me to better serve my clients with confidence and stay front-end focused. And speaking of clients, he handles them exceptionally well — he has a way of making the processing side of the transaction feel seamless and straightforward, something that's often overlooked but makes a lasting impression.

Along the way, Keith has also become a good friend, which says a lot about the kind of person he is. I'm grateful for the partnership we've built and the consistency he brings to my business. Looking forward to many more years working together. 🙏

Frank Hurmoz
Broker/Owner · Hermiz Lending · MI
But seek first his kingdom and his righteousness, and all these things will be given to you as well.
— Matthew 6:33
Frequently Asked

Questions Brokers Ask

We charge per file and the rate depends on which tier you choose — Silver, Gold, or Platinum. There are no monthly minimums or contracts. Book a 15-minute call and we'll walk through the numbers based on your tier and volume.
Arive. We can work directly inside your Arive instance with the access level you grant — read-only, processor, or full. If you're on a different LOS and curious whether we can support it, ask.
All of them — Conventional, FHA, VA, USDA, Non-QM, and hard-money loans. Purchase, refi, cash-out — whatever's on the table.
Yes — initial disclosures, redisclosures, and CD balancing are included in our Platinum tier. Gold includes CD balancing. Silver excludes disclosures.
Florida, Maine, and Michigan. We're actively working on additional state approvals — if you have a need in another state, tell us.
Every file in our pipeline gets touched within 24 hours, every business day. Emails get a response within 3 hours during business hours. Weekends and after-hours, you'll hear back the next morning.
Book a 15-minute call. We'll talk through your workflow, pick the right tier, and get you set up in our system. You can usually send your first file within a day or two of signing on.
Only if you want them to. We can communicate as Kingdom Processing or co-branded under your brokerage — your call. Most brokers prefer co-branding so the borrower experience feels seamless.
Get in Touch

Ready to Work
Together?

The fastest way is to book a 15-minute intro call. Or reach out by phone, text, or email — whichever works best for you.

📞
Phone / Text (586) 899-4250
✉️
Email keith@kingdom-proc.com
👤
Contact Keith Swistock — President & CEO
📍
Licensed In Florida · Maine · Michigan
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